This photo of Minnie Virginia Richards (1896-1974), my great-grandmother (Me-my mom Virginia Marie Stalls-my granddaddy James Paul Stalls, Jr-my great-grandmother Minnie Virginia Richards), was taken about 1908 in Memphis, Shelby County, Tennessee. The mark at the bottom of the cabinet card is stamped with Bingham, Memphis. I think this may be the photographer Brown Bingham (1864-1920) who was originally from Hickman County, Tennessee.
